Your partner in trade finance

About us

Seneca Trade Partners About

Unlocking the true power of your business

Seneca Trade Partners was created in 2016 to provide SMEs with access to stock funding quickly and when they need it most.

We saw that the main financial institutions and other funding providers were underserving small businesses. SMEs needed a truly flexible and reliable product that simply didn’t exist in the funding landscape. So we created it.

Over the years we have been proud to support clients from across all sectors and industries by financing the stock they need to support their sales pipelines and grow their business. Our loan book now exceeds £15million in active funds out to clients.

It’s what we do, it’s what we are good at.

Contact us to find out how we can help you.

Our business journey

  • 2016
    Seneca Trade Partners Founded
  • 2018
    Reached 50 clients supported
  • 2019
    £10 million in total stock purchased for clients
  • 2021
    Bespoke IT system created
  • 2022
    Total stock funding made on behalf of clients exceeds £100m
  • 2023
    Seneca Trade Portal client app launches
  • 2024
    Total stock funding made on behalf of clients exceeds £150m

How we work

A man working at a laptop on a phonecall
Partnership at the core

Working with Seneca Trade Partners means you get a tailored service that meets your needs. We take the time to get to know you and your business so we can help your business thrive.

Our personalised service means you’ll know the name of your account manager and be able to contact them directly, so no going through a centralised point-of-contact and waiting for a call back.

We’re more than just funding providers, we’re your trading partner – it’s in our name after all.

Two women smile while working at a laptop
Fast, flexible, transparent funding

Our modern stock funding is the most flexible on the UK market.

We fund stock and raw materials from anywhere in the world, in multiple currencies and we don’t require any changes to your stock handling processes.

All our stock funding solutions work on a revolving basis, so you can repay without penalty at any time, and then redraw when you want to buy more stock. We only charge when funds are in use and accounts remain open for as long as you need. We are completely transparent about fees and payment terms for our stock funding solutions so you’ll know exactly what it will cost from the outset. No hidden fees, no service charges, no non-utilisation charges. Ever.

A hand holding a phone displaying the Seneca Trade Portal
Technology enabled, human led

We’ve invested heavily in building our technology capabilities at Seneca Trade Partners, including developing our own bespoke IT system.

With the new platform we’re providing a better service for clients with faster processing times and facility monitoring while still providing our personalised service.

We’re enabled by technology to support our business, but we don’t use AI and unfathomable algorithms to make decisions about your funding. You’ll always speak to a human being about your funding and business needs.

We’ve also put the same technology into the hands of our clients, launching the Seneca Trade Portal to give all our clients access to their real-time account information.

The trade and stock finance experts

The team

Chris Williams

Chris Williams

Director

Chris spent the early part of his career in Corporate Banking, holding various Relationship Management, Credit, Risk and Restructuring positions.

During a spell in a Trade Finance role, he was surprised at the number of SMEs that did not qualify for trade and stock finance products and the average time taken to complete each transaction for those that did.

He co-founded Seneca Trade Partners with a desire to provide stock finance to businesses who found it difficult to access it, and to drastically speed up the whole process by developing new technology in a sector that has remained unchanged for many years.

Chris Divers

Chris Divers

Director

Chris has an extensive Asset Based Lending background including senior roles in Factoring, Invoice Discounting and Stock and Cashflow Lending.

He has always enjoyed structuring bespoke working capital facilities for SMEs and co-founded Seneca Trade Partners to support business owners requiring Trade or Stock Finance to meet their growth ambitions.

Chris has grown the sales team to cover most of the UK, maximising SME owners’ access to the UK’s most flexible stock finance.

Mark McGuire

Mark McGuire

Director

Mark is a qualified Chartered Accountant and has spent over twenty years working in Asset Based Lending and Bank Restructuring.

He has many years of direct experience in Trade Finance and has been key to Seneca Trade Partners developing a well-spread stock finance book encompassing all sectors. 

Mark has also led the move to fully digital document completion which has sped up the onboarding process for all customers.  

Gemma Gregory

Gemma Gregory

Head of Operations

Gemma has assisted the founding directors from the outset of Seneca Trade Partners. 

Gemma now heads the Operations Team dealing with our ever-growing client base ensuring that the vision of modern, flexible, stock finance, is delivered consistently to every one of our clients.

Mark Ellis

Business Development Manager

Mark’s early career was 13 years in retail bank management before moving to the business and commercial banking arm. 

Following this he moved away from the bank into the alternative finance holding sales roles in unsecured and asset-based lending. 

Mark joined Seneca Trade Partners in 2020.

Sam Griffiths

Sam Griffiths

Head of Sales Midlands

Sam has been structuring Asset Based Lending Deals for almost 10 years.

He looks to structure stock and trade facilities that will work for our clients in both the immediate future and with a view to the longer term.

He joined Seneca in 2021 to help grow our presence in the Midlands region where he now heads up the Sales team.

Tom Crawley

Tom Crawley

Business Development Manager

Tom has been in the alternative lending sphere for 10 years, which includes commercial lending, invoice finance, asset finance and trade finance and really enjoys helping customers with their lending requirements and fulfilling their business dreams.

Tom joined Seneca in December 2022 and has helped Seneca grow their presence in the South West.

Jake Smedley

Jake Smedley

Business Development Manager

Following a 3 year career in Invoice Finance and, prior to this, 4 years in the finance brokerage arm of an Insolvency Practice, Jake joined Seneca in August 2023 to grow the Seneca Presence in the Yorkshire region.

His background provides him with the expertise to handle enquiries from companies in all areas of the market, from new start to established business, regardless of sector, and to assist them with any stock funding requirements they may have.

Paul Rice

Paul Rice

Business Development Manager

Paul has been providing corporate and commercial finance solutions to UK businesses for over 25 years via both High Street banks and alternative finance providers.

Paul is well versed in the full suite of commercial lending products including Invoice Finance, Asset finance, Construction Finance and Trade Finance. He joined Seneca Trade Partners to expend our flexible Stock Finance offering to businesses in the South of England.

Brandon Seale

Accounts Executive

Brandon has a background in account administration and client management. 

He holds a key role in the operations team, ensuring that Seneca’s digital systems are up to date at all times so clients can access reliable information on their accounts. 

Want to join our team?

We are often looking for highly motivated and impressive candidates to join our team. Take a look at our careers page to see our latest opportunities. 

Seneca Partners

Seneca Trade Partners Ltd was established in 2016, taking its name from Seneca Partners, a provider of specialist investment, corporate finance and advisory services to SMEs, who invested alongside the founding management team.

You can find out more about Seneca Partners using the link below.

Contact us

If you want more information or would like to speak to the Seneca Trade Partners team you can contact us via:

Or complete our online form and we will get back to you as soon as possible.

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